miércoles, 14 de marzo de 2012

Striped Dresses - Zooming Spring 2010 Fashion Trend

Fashion trends come and go but a major trend that has not lost its charm is striped dresses. Women just love striped dresses. Reason behind this all time favorite women's fashion trend, once again becoming one of popular Spring 2010 fashion trend, is that it is apt for women of every age and size.


Talking about variety in striped dresses, it's numerous. Just name it and you'll find it. One can go for striped tee, striped sweater dress, striped shirt dress or even striped evening wear. Striped tees are best for casual wear. For a formal occasion or party, one can opt stylish striped gown or mini dress.


Three types of stripes are very much in fashion today. These are vertical stripes, horizontal stripes and diagonal stripes. Vertically striped dresses are best for ladies who want to elongate their body. It is apt for plus size women as vertical stripes pose a slimmer look. Ladies who are too slim and would like to go for stripe tee or sweater dress should opt for horizontal stripe, as it will add volume and give a ravishing look as well. Diagonal stripes work well for plus size as well as tall women because diagonal and askew stripes add curves wherever needed, hiding the rest.


Many fashion shows like Bottega Veneta and Givenchy Spring 2010, presented stylish striped dresses. Dresses with stripes can even correct some of the things one is not so proud of. Lot of variety as well as colors are available in striped dresses. One can also go for colorful or nautical striped dress. A black and white striped tee is best for every occasion.


So, what are you waiting for? Get in latest Spring 2010 fashion trend and hit fashion streets. Before choosing a striped dress, keep your body shape in mind as right placement of stripes enhance the body and wrong stripe placement can be a style disaster. So, just choose one that complements your figure and be stylish!


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martes, 13 de marzo de 2012

Shopping for Women Fashion Dresses

Shopping for the women fashion dresses could be real fun as well as one of the most rewarding experiences for the buyer. Among the wide variety of fabrics as well as designs, one can find garments that display the figure of the wearer to its best advantages irrespective of the occasion for which such dress is being used.


Fashion Suit for the Best


As the women stepped out of their home and mingled into the outer society that is highly commercialized, emphasis were less on the dressing up to leave house. On the other hand commercial world demanded fashion consciousness and in result various types of women fashion dresses and fashion suits evolved in the society. Women started using apparels just as their men counterparts and it included the casual wear and sportswear too.


Women Fashion Suits for Special Occasion


- Women fashion suits for special occasions vary extensively.


- Most of such suits are made of natural fiber.


- Designs are mostly suitable to the structure and type of body of the women wearing the dress.


- Fashion suit that can be used from office to the dinner date in the city is possible.


- A large selection of different types of fabrics, styles, and colors are available for the buyer to buy from. It will make the wearer look the best.


Wedding Suit Materials


Usually the wedding suits are brighter and wedding fashion suits are made of brocade, silk or such other expensive fabrics. People those have figure problems may find the fabrics less than perfect.


Ladies Sportswear


Ladies sportswear does not consist of the clothing as well as shoes those are expanded in the world of accessories. Gym bags, iPod holders, and watches as well as a variety of other accessories can all be purchased. Other such accessories are the handbags and purses. With matching decors they can constitute great items for the fashionable women. Ladies sportswear can make the experience great with the acute feeling of relaxation and comfort. Designed basically for the physical activities on the part of the women and with active lifestyle as the key such sportswear can make all the difference in the life of a woman.


Proper style and appropriate type of sportswear, casual wear, or fashion suit could be the ultimate in fashion and comfort for the women who remain active throughout the day.


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lunes, 12 de marzo de 2012

Show Off Your Presentation With Personalized Binders

Binders are the perfect things for presentations. They use rings and such to help organize free papers and tend to give the sense of a more professional look at presentations. People aren't very aware but binders have been around for centuries. Binders are not only able to be personalized but come in a variety of sizes, shapes, colors, and even types to suit your style or even personality. Even though this is true about the binders, they still have some similarity in styles and in many other ways, so how will you know which binder is yours in the case of a mix up? Personalization is the best solution for keeping your belongings to yourself and making a statement as well.


In a company there can be as few as a dozen employees or as many as a few thousand employees. Either way having an imprinted pad folio can help prevent simple switch ups and keep confusion between employees down. Likewise, personalization on items like binders can help to keep things organized in any type of business, which is a must. One way to keep your things together is to use binders. Binders have been used in the past all around the world and are excellent for keeping many important things together.


After you have worked a fair amount of time on a project or a presentation, you want it to be safe and not at risk of being destroyed. Imprinted pad folios are very helpful in business settings as well. Many people in the business field often travel a lot and need to make sure that their work is safe and not at risk of being damaged. Working to make a successful business is key, but having the tools to do it is essential. Personalizing isn't something new but it has been seen more and more lately simply because knowing something is yours is important in keeping yourself and your business together.


In many ways, an embossed pad portfolio is simply practical. While it has the function of being personalized it is also helpful because it serves the purpose of storage. Using a pad folio makes it easy because you know where all your files and documents are without the hassle of searching through a briefcase or a desk. Having an embossed pad folio can also help promote your business. By attracting the attention of others is mainly how the embossed pad folio invests in your business. It is also a good thing to remember that products such as the embossed pad folio can help you to enhance your marketing in a lot of ways. People usually tend to remember if the businesses donate promotional items and then they are usually a lot more likely to choose them over other companies who don't.


Having the tools and using them is essential in keeping your business together. Presentation and impression is also another major factor. Personalized binders are the buzz of the present and the future by making it known that they represent a certain person and a certain place.


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sábado, 10 de marzo de 2012

Show Your Style With a Briefcase

Briefcases are the traditional accessories for busy professionals and business people on the go. And for good reason; briefcases are able to occupy the perfect position between high functionality and high style. What better way is there to cart your documents around the city than in a fine leather briefcase?


The basic briefcase and its variations


The traditional or basic briefcase design is a leather skin stretched over a metal frame with a hinged compartment. This traditional design, the one that probably pops into your mind when you think of a briefcase, is called an attache, and is decades old. It first gained in popularity among diplomatic circles in 10th century Paris. Even today, this traditional design is the most popular briefcase design out there, and any advances in style or function are really just variations on the traditional design.


The traditional material for making briefcases was genuine leather. These days however, briefcases are made from many other materials. Aside from genuine leather, popular materials used in the construction of a briefcase include synthetic leather, vinyl and nylon.


The most common variation of the traditional briefcase is the folio case. A folio case is basically just a briefcase but with a wider compartment. A folio case is therefore perfect if you have an unusually large number of documents to ferry somewhere. If you are doing this frequently, you should consider getting a folio case with a retractable handle and wheels.


Current briefcase trends


The most fashionable briefcases today have moved away from the traditional box shape to a more relaxed bag-like structure. These bags will often forgo the traditional hinged compartment structure and instead rely on a flap enclosure that fastens to the side of the briefcase.


These briefcases will also usually have an optional shoulder strap, an additional that would be unheard of on a traditional briefcase. These newer style briefcases are sometimes called brief bags, shoulder bags, or courier bags.


Another change from the traditional briefcase design has been the move towards accommodating laptops and other electronic devices such as Blackberries and cell phones. The first laptop bags were strictly functional vinyl bags that cared little for aesthetics.


Today however, there are numerous high end laptop bags on the market that rival the sophistication and styling of a traditional briefcase. Designers of briefcases have learned that for modern professionals, their laptop is usually the most important focus of their work and the item that needs to be moved around from home to office far more than the occasional sheet of paper.


Modern briefcases that are designed for laptops will often include a special pocket inside the compartment where the laptop can be securely stowed, as well as extra padding around the laptop to protect it from the occasional bump or the dreaded fall. Another movement in contemporary briefcases is to have a multitude of pockets and other attachments on the outside of the briefcase in order to secure the owners host of electronic gadgetry. Once again, an advancement that goes against the sleek and streamlined aesthetic of traditional briefcases.


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viernes, 9 de marzo de 2012

The Lazy Person Secrets To Overnight Wealth And Fame

There are so many simple, yet really sure-fire ways of acquiring wealth, it's a wonder everybody with even the least bit of ambition isn't already rich. When you come right down to it, the only things needed for anyone to make bundles of money are the long-range vision and the energy to put a money-making plan into force.


One of the easiest methods of building wealth, and the one most often used by the "smart" people, is to furnish the expertise, equipment or growth capital to promising beginning business. Basically, you buy in as either a part owner or limited partner; then, as the busines grows and propers with your help, you reap your share of rewards.


The beautiful part about this whole concept is that you can repeat this procedure over and over again. You can start out with, say marketing and sales leadership for small, garage-type business; then with your holdings and earnings from that business, invest in another, and keep doing this until you own a part of twenty-five to an unlimited number of businesses. Looking at the idea from a dollar return point of view, if you were getting $200 per month from 25 different business, your monthly income would amount to no less than $5,000 and that's not too bad for a fledgling millionaire.


Look around your own area. With just a little bit of business sense and perception, you're sure to find hundreds of small businesses that could do better--perhaps even become giants in their--with your help.


Most small businesses need, and would welcome marketing, promotional, advertising, and sales help. If a quick survey of business turns you on with enthusiasm about the potential profits to be made with just a few changes that you can suggest, then you are on your way.


Basically, you set up an appointment to see and talk with business owners about some ideas and help that could double or triple their profits. When you approach them in that manner, their almost certain to want to see you and hear want you have to say.


In prepartion for your meeting, set your ideas down on paper. Put them together in an impressive marketing or profit potential folio. Outline your ideas, the costs involvrd and the ultimate profit to be gained.


Then, when you arrive for the meeting, be sure to look nad act the part of a successful business person.A few pleasantries to break the ice, and begin with your presentation.


Through your proposal, you must instill confidence that you can do all you claim for him. Guide him through the presentation to the ultimate profits---- all for a 10 or 20 percent limited partnership in the business, which really won't cost him anything. Of course, if he is reluctant to give up any part of his ownership, you come back with the idea of being hired as a consultant.


Almost all small businesses need help of some kind. The owners get bogged down in a myraid of every day problems and things to do. They find there just are not enough hours in the day to handle everything that should be taken care of, and end up neglecting or putting off some of the things they should be doing to keep the business prosperous. As a result, the long struggle for business survival begins, with more than 60% of them selling out at a loss or just closing up shop.


The other way to " cut yourself in" on a piece of someone else's business is to supply needed money. If you can come up with 10 or 15 thousand dollars, you can easily "buy into" some small businesses. Be sure to look the business ( and its market potential) over; but once you spot one that can really be a winner with just a little bit of operating cash or money for expansion, then start figuring!


You can reach a never ending supply of such businesses to choose from, simply by running a small advertisement in your daily newspaper in the .Classified section under the heading of Business Opportunities Wanted. Such an ad might read:


SUCCESSFUL BUSINESS EXECUTIVE LOOKING FOR NEW BUSINESS VENTURES. WILL CONSIDER BUY OUT OR PARTNERSHIP. PO BOX 123, CITY


By the same token, make it a habit to look through the Business Opportunities Available on a regular basis. Mark a few each day and follow up. Check them out, And see what kind of a deal is being offered. Remember, proper management and planning are basically the ingredients to success in business; and most small businesses just do not have these ingredients in the proportions needed to attain their greatest profit potential.


Other people have done it, and more are starting up every day. There's no reason why you can't do it. In most cases little or no cash is needed. But with a little bit of action on your part, you could quickly become a multi-business owner, and very wealthy as well.


To brainstorm more good ideas, and learn how to promote business through Internet effectively in a revolutional way, you can visit http://www.best-internet-businesses.com


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domingo, 27 de noviembre de 2011

Apples to Apples Comparables

The single most important skill necessary to all successful real estate investors is their ability to establish the value of real property. Failure to hone this skill can cost you before, during and after the purchase.


Ever wonder why a property that you passed on was purchased by another investor, and they then had the audacity to make money on the deal? Is it possible that you missed something? What did he know that you didn't? Isn't it possible that the purchasing investor was better at establishing value than you are?


Being able to establish a value, and then set the correct asking and ultimate sales price is crucial to every buy-sell transaction, and is the life's blood of every successful real estate investor.


The real estate investors I know never want to knowingly pass on a potentially money making purchase. One needs only to experience the "write-a-check-to-get-the-deal-closed" lesson but once. I hope you never lose money on a deal; unfortunately, some deals will end up costing you.


I've had my share of losses as have most experienced investors and, unless you're new to this industry, you should be toting around at least one, "write-a-check-to-get-the-deal-closed" story -- if not, you're probably not looking at enough deals.


There are many ways to lose money on what, at the time of purchase, looked like a good deal. Below is a partial list of some of the boo-boos I've made:


o Underestimated the amount of rehab necessary
o Over rehabbed the property
o Overvalued the property at the time of purchase
o Held the property too long (sell property multiple times)
o Looked for investments in the wrong place
o Viewed the wrong type of real estate investment (outside my comfort level)
o Saw every deal that crossed my desk as a good opportunity (sort of like when I was betting on football games, I thought each game was an opportunity -- all I had to do was pick the winner! Sounds like a guy with a gambling problem)


The above are examples of rehabs gone wrong, contract and/or addendum issues, and/or ignorance on my part. These are all topics that may be better served discussing on another day. With that said, let's take a look at the way I like to assess a potential real estate investment.


What am I looking at?


For the purposes of this article, we are going to assume that the subject property has passed all the other smell tests with regard to your investment property model(s), location, condition, and fitting in with your exit strategies, just to name a few. The only factor yet to be decided is how does the subject property value fit versus the purchase price? Or, in street lingo, "What's the property worth and what can I expect to sell it for?"


In order to calculate what the property might be worth, it is important that you start with all the facts about your potential investment in one place and in a familiar format. We're going to call this information "subject property" information.


There are many computer programs available that list property information in a concise and very user friendly fashion. Local tax assessors located in some of the more technologically progressive counties have much of the information available online at no charge. Some companies present the information for a fee; First American's Realquest is one example of a fee service.


My advice is to pick one service that you like, learn it and stick with it. Your job of assessing property will be a heck of a lot easier when you're looking for the last sale date rather than looking for where the last sale date is located on the document.


Some of the types information you will need access to include: property address, folio or parcel number, the current owner's name, subdivision or legal description, the number of bedrooms and bathrooms, the size of the structure as represented in square feet, the size of the lot, the last sale date, the purchase price and the purchasers' names.


Picking Comparable Properties


Remember the Star Trek episode, "The Menagerie," about the Talosians that had never seen a human before -- when they found one broken, they had no idea how to put it back together properly. Reason being, they had nothing else to compare it to.


Picking comparables that fit right are tantamount to pricing real estate. In order to establish the value of a yet unsold property, we must try our very best to find a property that is as close to identical to the subject property as possible. The further away from a perfect match our comps lead us, the potentially less accurate our estimation of value may become (along with the possibility that we might have an arm coming out of our back as in "The Menagerie").


The perfect comparable would be (please be advised that the "perfect" comparable comes along as often as you met divorced couples that remarry each other):


o The property is located within a stone's throw of the subject property
o It has the same exact floor plan (or at least the same number of square feet)
o Construction was completed the day before the subject property
o The comparable closed yesterday with a sale to an end user


If this is not the case, we must start to look for properties that as closely as possible resemble the subject property. I like to start with the obvious -- matching subdivisions, the number of bedrooms and bathrooms, size of the structure, and the lot.


The closer to the subject, the more meaningful the comparable will be. A distant comparable may create the need for adjustments for the neighborhood, community amenities and school districts, among other factors.


Size matters, at least with regard to the square feet of a structure. We are seeking to compare apples to apples, and most apples are roughly the same size, live with other apples in bins or trees -- a comparable within 10% is acceptable.


Standard size residential lots versus oversized lots: you must take the size of the lot into consideration. It is best if your comparable is, again, within 10% of your subject property.


Once you locate your comparable properties, run the same search as you did while researching the subject property. Repeat the searches for each of your potential comparable properties. This will give you a place from which to start. Remember, three comparables are ideal, but you'll probably need to research five or six properties in order to find three good ones.


Comparable Adjustments


When an appraiser is assigned a property to assess, he has no choice but to complete the task. Good comps or no comps, he has to find something that's comparable and defendable (It is for this reason that I always advise agents to meet property appraisers at the subject property and have three good comps of your own to give to the appraiser).


The appraiser brings many years of experience and a set of formulas to help him establish value. These formulae are based an acute knowledge of the surrounding communities, construction, market conditions, and a well placed combination of pluses and minuses.


For example, if the subject property has a 10'X 20' front porch and the comp does not, in order to make them equal, the appraiser might add his estimated value of a porch ($2,000.00) to the comp. Now, at least on paper, the properties are apples to apples.


This technique takes many years of experience and many appraisals to master. Therefore, for the purposes of the article; should you find yourself having to make too many adjustments to one comparable, either find another comparable that requires less adjustment, or seek the advice of another investor with more experience. It might even help to enlist the help of a local real estate agent familiar with the subject subdivision.


With enough study, you will eventually feel comfortable enough to work with pluses and minuses yourself.


Studying the Comparables


When you're ready to start your calculations, it's best to have at least three comparable properties that match the subject in at lease a few of the major categories (such as subdivision, size and a recent sale date, which are my three favorite starters). In the event that one comparable has much more in common with the subject property, don't be afraid to rely more heavily upon it, sometimes to the complete exclusion of the other comps.


If a comparable has sold to an end user, has the same number of square feet, is located two blocks north of the subject property (same subdivision), and closed 60 days ago, it's an easy choice to include this property as a comparable and, most likely, this will be the comparable property you will most rely on when making your final decision as to value.


However, if the best of your comps have 500 less square feet, one more bedroom, an extra half bathroom, and sold 120 days ago to an investor -- yuck. I smell the potential for trouble: pluses and minuses everywhere. Not that you should pass this early in your evaluation, but be careful. No matter how hard you look, your final number may have too many variables to be truly safe. This may be an example of a deal to either buy very low or pass on and search for another opportunity.


Exit Strategies


Have you considered your exit strategies and what you hope to achieve with the purchase of the subject property? When I purchase property, I feel that I can afford to pay more for a property I intend to keep and rent than I can for a property I'm buying to rehab and sell.


Why is this?


A property for rent will allow me the opportunity to enjoy a potential increase in property value over time and provide a tenant to reduce my mortgage balance by paying rent. When I make a purchase with an eye toward selling immediately after rehab, the clock starts ticking the minute I sign the closing statement. I don't want to sit with the property very long -- I want in and out. My colleges and I used to joke that 10 minutes after having closed on the purchase of a property, no matter how much I love the investment, I already hate the property and can't wait to sell it.


This is also the reason that any end user attending the foreclosure sale will always prevail in a bidding war against investors, as he has time on his side; and time is the enemy of any short term investor.


Market Conditions


Is the current market being driven by buyers of property or sellers of property?


Signs that we're in a Buyers Market


o There are many properties available for the buyer to choose from. Inventories are up and there is a lot of competition for the buyers' dollars
o The competition and inventory helps to drive prices down
o Buyers become very picky; they can have their way with most negotiable items and terms.


An investor may be able to pick up a few properties at what appear to be below market values; however, this is an easy market in which to buy. This is a poor market in which to be a seller.


Signs that we're in a Sellers Market


o There are fewer and fewer properties available for any interested buyers
o Because of many dollars chasing too few goods, the value of the goods will go up.
o Buyers in this market can sometimes feel that they must purchase now because with prices going up they may not be able to afford to buy at a later date. This may have the effect of driving prices up even higher.
o The sellers will have their way with regard to any negotiable items and terms.


Sizing up the Competition


How many sellers and properties are you in competition with?


Buyers will normally look at more than one house before deciding to make an offer on one. How many more than one is open for discussion, but I think we're safe in suggesting that they'll take a peak at a minimum of two.


Your task as a seller is to own one of the properties that potential buyers view prior to deciding if and how much to offer.


The more properties buyers can consider prior to making an offer on one will tend to drive prices down. This fact may force you to list your home for sale at a price lower than what you might have thought. However, keep in mind how important it is that you are one of the two or three lowest listed homes on the market.


The only way to ultimately sell a property is for a buyer to have an interest in purchasing it; and one of the ways to create buyer interest involves using an attractive asking price. Attractive to them, not to you.


You can have the best home in the subdivision, but if a buyer doesn't see it, they can't buy it.


How can I Attract Buyers to my Property?


Use a real estate agent with MLS access. Your sign in the yard is viewed by only those driving by. MLS reaches buyers that might be interested across town. Use a real estate broker, good ones are worth their weight in gold and lazy one's are like a bad sunburn.


Be the lowest listed property of its kind in your subdivision. The lowest priced property will most definitely be viewed by whatever potential buyers exist.


Offer above market commissions to real estate agents. Try bumping the commission offered to the selling office by 2 or 3%. This may create enough of a difference between you and your competition that you'll get yours sold.


If you really want action, try offering a selling bonus to the agent that sells your property. I routinely offer bonuses in the $5,000.00-$10,000.00 range. It most instances, the broker uses some of the bonus to help the buyer with closing costs or down payment assistance. It doesn't matter to me who gets the money. I just want my house sold. I know some investors that use this technique, but tie the availability of the bonus to a full price offer. I, however, do not endorse this contingency -- I prefer to tie the payment of the bonus to any offer acceptable to me. Remember, the bonus amount is negotiable. Don't be afraid to ask the broker for some of the bonus back during contract negotiations if some of the terms appear unacceptable.


Consider listing your property between 15 and 20% below market. Stop with the name calling -- I am not crazy or joking. This is called the highest and best technique, and it works wonders to create frenzy over your property. I teach the use of highest and best to real estate agents. Ask your agent about it.


How can I tell if my House is Priced Right?


Simply stated, activity. If agents are showing the property, your price is right. Unfortunately, showings do not always equal offers. If you are getting showings and no offers, this could mean that something is wrong with the property. Sometimes you can correct the problem (i.e., cruddy kitchen cabinets), sometimes you can not, (i.e., school district, lot size or unsightly neighbors).


My suggestion is to contact every agent that shows the property and ask for feedback. Ask them, "In your professional opinion, why didn't your buyers make an offer?" or, "In your professional opinion, is there anything that I could change or correct in order to get your buyer to submit an offer?" (Agents like when you refer to their opinion as "professional".) Hopefully, their insight will help you determine the cause of the problem and you can correct it.


How many properties have sold in the subject subdivision over the past 3 months? 6 months?


The number of properties sold as reflected within an MLS or public records search, may indicate the amount of buyer activity in any given subdivision. Tons of activity means lots of buyers. Very little activity means few buyers or a small subdivision (a small subdivision will reflect very little activity as compared to a large subdivision by sheer numbers alone.)


How long did it take for those properties that sold to sell?


Sure, there's a lot of sales activity, but how long did they take to sell? If it took longer than 180 days from listing to close, take a closer look at the particular transaction. Print out a copy of the listing. Did the listing agent give you any clues on the listing form itself that there may have been a potential problem?


Contact the listing agent and ask questions. Was the seller forced to sell the property multiple times because of the buyers' inability to qualify for a mortgage or lender pickiness? Was the property in such need of repair that it may have scared off potential offers?


Consider this scenario as a potential cause of multiple sales efforts. A house is in poor condition and the seller hasn't the means to complete necessary repairs, but the buyers' lender is requiring them completed in order to approve the loan. The seller hasn't the means and the buyer doesn't own the property yet.


Who are the parties in any comparable transactions?


One of the single most important issues when trying to establish value is the identity and motivations of the seller in comparable transactions. Remember, we're looking for an apple to apples comparison.


A seller that is motivated by a pending foreclosure, a job transfer or layoff, an illness to them or a loved one may be forced to accept something less than market value. Any form of duress will diminish the value of your comparable. But how can you tell?


Again, contact the listing agent and ask if there were any unseen influences on the seller. The agent may not feel comfortable coughing up what may seem as confidential information to a non-licensee. If at all possible, have another agent make the call. The listing agent may feel a sense of professional courtesy towards the other agent.


Look closely at the transaction: who were the parties? If an investor or lending institution was involved in any capacity, the value placed on the comparable must be reduced accordingly. However, when an investor buys or sells a property, their identity as investors are not always clear.


Your first clue will be the name of the purchaser. If the purchaser of the comparable was a company or the name has the word "trust" in it, there is a good chance that the sale was to an investor.


What if the property was purchased by an individual, without the word "investor" following their name (that would make it way too easy)? In this case, perform a public records search of the purchaser's name. If their name is linked to more than one deed within the past year, they may be investors. Search each individual named for mortgages and court documents as well. Most non-investor folk will have only one or two mortgages in their entire lifetime.


Why am I beating the heck out of this? Because investor and bank sales are not true representations of the market. The investor that purchased or sold the comparable property did so in an effort to make a profit from the transaction and, most likely, did not pay full market value.


In the capacity of seller, neither a bank, who most likely got title through a foreclosure action after a loan they made didn't live up to it's expectations; nor an investor, who may have helped their buyer with closing cost or down payment credits, can be relied upon as fair indicators of market value.


In any event, your calculations may be skewed if you rely too heavily on any bank or investor related transactions.


In Conclusion


You must consider what you'll be able to sell your investment for, prior to its purchase. If you are in a soft or buyers market, your property must be listed as one of the two lowest available within your subdivision to ensure the proper amount of exposure and activity. There are ways to increase activity, but they're going to cost you. Know that you relied on solid comparables in order to reach your decision to buy.


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sábado, 26 de noviembre de 2011

Different Types of Briefcases For Men

The world of briefcases for men is filled with incredible variety and choice. The price you pay for this, of course, is that it can be hard to distinguish useful variations from models with added bits you don't even need. Even worse are the chameleon products that try to pass themselves off as being high-value designer brands when they're in fact just cheap knockoffs. To avoid these pitfalls, you need to get informed on the basic types of briefcases and all the common variations between popular brands and models. The depth and breadth of the market is such that you can find a product for many different circumstances, and even types that fit incredibly nitpicky standards if you so desire. Don't go in there blind.


The first type of briefcase to consider is the humble portfolio. Portfolios tend to be made of a simple, conservative but pleasing brown leather material. They're distinguishable from ordinary briefcase models by being much thinner. This naturally limits their carrying capacity pretty heavily, but also keeps the prices down. If you only need to store thin papers, artwork, or photographs, then a portfolio is the most efficient briefcase for you, both in terms of expense and in energy spent carrying it. They're favored by artists in particular, and have become a standard for that industry. A minor variation on the portfolio is the folio case, which is simply a portfolio that is equipped with a handle. The handle is very often able to recede into the portfolio for added convenience.


Moving along, there's the attache, which is a sort of compromise between portfolios and standard briefcases. Getting its name from a French word for a diplomatic official, the attache has the same standard hard rectangular design of most briefcases. However, it's thinner than a regular briefcase, while still being much thicker than a portfolio. You would be hard-pressed to squeeze a laptop into one of these, but if you only need to carry around documents and the like then the attache will serve you well. It's a favorite for many officials who need to carry paperwork around without being overly burdened by a heavy briefcase intended for bigger things. There are, mind you, attaches designed specifically for laptops. However, the limited space means that you'll generally be unable to fit anything EXCEPT the laptop into one! Don't expect to be able to cram everything into an attache with its limited capacity. The attache, like the portfolio, is most commonly leather, but it may also be metallic.


And last of all we come to the standard model, which is rectangular, box-like in dimensions, and generally able to carry many different items at once within its varied compartments. These models are heavier, bulkier, and roomier than the other types mentioned above. If you need to store varied things for business while moving around, the standard model briefcases are where to look. This is where you'll find the most variation and options, with prices ranging from the lowly single digits up to thousands of dollars for stylish Italian branding. Don't be fooled by the marketing, take your time to look through the hard details and you'll find it's not so difficult to determine the differences that matter to you.


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